:root{
  --navy:#0F1F3D; --navy-2:#0A1630; --navy-3:#1B2F57; --orange:#FF5B1F; --orange-2:#E44A10; --amber:#FFB020;
  --ink:#16213A; --muted:#5A6680; --line:#DCE1EA; --cool:#EEF1F6; --white:#fff;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;scroll-padding-top:120px}
body{font-family:"Barlow",system-ui,sans-serif;color:var(--ink);background:#fff;line-height:1.6;font-size:17px;overflow-x:hidden;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit}
h1,h2,h3,h4{font-family:"Barlow Condensed","Barlow",sans-serif;font-weight:700;line-height:1.02;letter-spacing:.002em}
h1{font-size:clamp(2.6rem,5.4vw,4.6rem)}
h2{font-size:clamp(2rem,3.6vw,3.1rem)}
h3{font-size:1.5rem;line-height:1.1}
.wrap{width:min(1200px,100% - 40px);margin-inline:auto}
:focus-visible{outline:3px solid var(--amber);outline-offset:2px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;font:inherit;font-weight:700;border:0;border-radius:4px;padding:.95rem 1.4rem;cursor:pointer;text-decoration:none;transition:background .15s}
.btn-orange{background:var(--orange);color:#fff}
.btn-orange:hover{background:var(--orange-2)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy-3)}
.btn-line{border:2px solid rgba(255,255,255,.5);color:#fff;background:transparent}
.btn-line:hover{border-color:#fff}
.btn-outline{border:2px solid var(--navy);color:var(--navy);background:transparent}

/* 24/7 bar */
.alertbar{background:var(--orange);color:#fff;font-weight:600;font-size:.95rem}
.alertbar .wrap{display:flex;justify-content:space-between;align-items:center;gap:16px;min-height:42px}
.alertbar .pulse{display:inline-block;width:9px;height:9px;border-radius:50%;background:#fff;margin-right:8px;animation:pulse 1.6s infinite}
@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(255,255,255,.8)}100%{box-shadow:0 0 0 10px rgba(255,255,255,0)}}
.alertbar a{font-weight:800;text-decoration:none;white-space:nowrap}
.alertbar .meta{opacity:.92}

header.site{position:sticky;top:0;z-index:60;background:var(--navy);color:#fff;transition:box-shadow .2s}
header.site.scrolled{box-shadow:0 8px 30px rgba(0,0,0,.25)}
.nav{display:flex;align-items:center;height:76px;gap:30px}
.logo{display:flex;align-items:center;gap:11px;text-decoration:none;color:#fff;font-family:"Barlow Condensed";font-weight:700;font-size:1.65rem;letter-spacing:.01em}
.nav ul{display:flex;list-style:none;gap:26px;margin-left:auto}
.nav ul a{text-decoration:none;font-weight:600;font-size:.98rem;color:#C9D3E6;padding:6px 0;border-bottom:2px solid transparent}
.nav ul a:hover,.nav ul a.active{color:#fff;border-color:var(--orange)}
.burger{display:none;margin-left:auto;background:none;border:0;width:44px;height:44px;cursor:pointer}
.burger span{display:block;height:2px;background:#fff;margin:6px 9px}
.mnav{display:none}

/* hero */
.hero{position:relative;color:#fff;background:var(--navy-2);overflow:hidden}
.hero-bg{position:absolute;inset:0}
.hero-bg img{width:100%;height:100%;object-fit:cover}
.hero-bg:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(10,22,48,.96) 0%,rgba(10,22,48,.86) 45%,rgba(10,22,48,.55) 100%)}
.hero .wrap{position:relative;display:grid;grid-template-columns:1.05fr .95fr;gap:52px;padding:70px 0 80px;align-items:center}
.hero p.lead{font-size:1.18rem;color:#D3DBEA;margin:22px 0 30px;max-width:32em}
.hero .ctas{display:flex;gap:12px;flex-wrap:wrap}
.hero .eta{display:flex;gap:28px;margin-top:34px;flex-wrap:wrap}
.hero .eta div{border-left:3px solid var(--orange);padding-left:12px;font-size:.92rem;color:#C9D3E6}
.hero .eta b{display:block;font-family:"Barlow Condensed";font-size:1.9rem;color:#fff;line-height:1}

/* damage selector */
.selector{background:#fff;color:var(--ink);border-radius:8px;overflow:hidden;box-shadow:0 30px 60px -20px rgba(0,0,0,.5)}
.selector .top{padding:20px 22px 14px}
.selector .top h2{font-size:1.75rem}
.selector .top p{color:var(--muted);font-size:.95rem}
.dtabs{display:grid;grid-template-columns:repeat(5,1fr);border-block:1px solid var(--line)}
.dtab{font:inherit;background:#fff;border:0;border-right:1px solid var(--line);padding:14px 4px 12px;cursor:pointer;display:flex;flex-direction:column;align-items:center;gap:6px;font-weight:600;font-size:.88rem;color:var(--muted)}
.dtab:last-child{border-right:0}
.dtab svg{width:26px;height:26px}
.dtab[aria-selected="true"]{background:var(--navy);color:#fff}
.dtab[aria-selected="true"] svg *{stroke:var(--orange)}
.dpanel{padding:20px 22px 22px}
.dpanel .urg{display:inline-block;font-weight:700;font-size:.82rem;padding:3px 9px;border-radius:3px;background:#FFE6DC;color:var(--orange-2);margin-bottom:10px}
.dpanel ol{list-style:none;counter-reset:n;display:grid;gap:10px;margin:8px 0 18px}
.dpanel ol li{counter-increment:n;display:grid;grid-template-columns:28px 1fr;gap:10px;font-size:.97rem}
.dpanel ol li:before{content:counter(n);width:26px;height:26px;border-radius:50%;background:var(--cool);color:var(--navy);font-weight:700;display:grid;place-items:center;font-size:.85rem}
.dpanel ol li b{display:block}
.dpanel .row{display:flex;gap:10px;flex-wrap:wrap}
.dpanel .row .btn{flex:1;min-width:160px;padding:.8rem 1rem}

/* strips */
.trustline{background:var(--cool);border-bottom:1px solid var(--line)}
.trustline .wrap{display:flex;justify-content:space-between;align-items:center;gap:20px;padding:22px 0;flex-wrap:wrap;color:var(--muted);font-weight:600;font-size:.95rem}
.trustline .marks{display:flex;gap:30px;flex-wrap:wrap;align-items:center}
.trustline .marks span{display:flex;align-items:center;gap:8px;color:#4A5672}

section.s{padding:96px 0}
.head{display:flex;justify-content:space-between;align-items:end;gap:30px;margin-bottom:46px;flex-wrap:wrap}
.head p{color:var(--muted);max-width:34em;font-size:1.06rem}
.kicker{color:var(--orange-2);font-weight:700;font-size:.95rem;margin-bottom:10px;display:block}

/* service tiles */
.tiles{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.tile{position:relative;border-radius:6px;overflow:hidden;min-height:380px;color:#fff;display:flex;align-items:flex-end;text-decoration:none}
.tile img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;transition:transform .5s}
.tile:hover img{transform:scale(1.04)}
.tile:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(10,22,48,0) 30%,rgba(10,22,48,.92))}
.tile .t{position:relative;z-index:1;padding:22px}
.tile .t p{font-size:.94rem;color:#D3DBEA;margin-top:6px}
.tile .t span{display:inline-block;margin-top:12px;font-weight:700;color:var(--amber)}

/* response timeline */
.response{background:var(--navy);color:#fff}
.response .head p{color:#B7C3DA}
.clock{display:grid;grid-template-columns:repeat(5,1fr);position:relative}
.clock:before{content:"";position:absolute;left:0;right:0;top:27px;height:3px;background:linear-gradient(90deg,var(--orange),var(--amber))}
.clock div{position:relative;padding-right:22px}
.clock .t{display:inline-block;background:var(--navy);border:3px solid var(--orange);border-radius:30px;padding:10px 16px;font-family:"Barlow Condensed";font-weight:700;font-size:1.2rem;position:relative}
.clock h3{margin:18px 0 8px;font-size:1.35rem}
.clock p{color:#B7C3DA;font-size:.95rem}

/* split */
.split{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.split img{border-radius:6px;width:100%;height:480px;object-fit:cover}
.list{list-style:none;display:grid;gap:12px;margin:22px 0 28px}
.list li{display:grid;grid-template-columns:24px 1fr;gap:12px}
.list li:before{content:"";width:20px;height:20px;margin-top:3px;border-radius:3px;background:var(--orange) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5 10.5l3 3 7-7' stroke='white' stroke-width='2.4' fill='none'/%3E%3C/svg%3E") center/16px no-repeat}
.muted{color:var(--muted)}

/* stats */
.numbers{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--line);border-radius:6px}
.numbers div{padding:28px;border-right:1px solid var(--line)}
.numbers div:last-child{border-right:0}
.numbers b{font-family:"Barlow Condensed";font-size:3rem;line-height:1;color:var(--navy);display:block}
.numbers span{color:var(--muted);font-size:.95rem}

/* reviews */
.quotes{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:18px}
.quote{background:var(--cool);border-radius:6px;padding:28px;display:flex;flex-direction:column;gap:18px}
.quote.feature{background:var(--navy);color:#fff}
.quote.feature blockquote{font-size:1.3rem;line-height:1.45}
.quote blockquote{flex:1}
.quote .by{display:flex;align-items:center;gap:12px;font-size:.92rem}
.quote .by img{width:46px;height:46px;border-radius:50%;object-fit:cover}
.quote .by span{display:block;color:var(--muted);font-size:.85rem}
.quote.feature .by span{color:#B7C3DA}
.stars{color:var(--amber);letter-spacing:2px}

/* faq */
.faq details{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;list-style:none;padding:20px 44px 20px 0;font-weight:700;font-size:1.1rem;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";position:absolute;right:4px;top:50%;transform:translateY(-50%);font-size:1.6rem;color:var(--orange);font-weight:400;transition:transform .2s}
.faq details[open] summary:after{transform:translateY(-50%) rotate(45deg)}
.faq details p{color:var(--muted);padding-bottom:20px;max-width:60em}

/* cta band */
.band{background:var(--orange);color:#fff}
.band .wrap{display:flex;justify-content:space-between;align-items:center;gap:30px;padding:46px 0;flex-wrap:wrap}
.band h2{font-size:clamp(1.9rem,3.4vw,2.8rem)}
.band p{color:#FFE4D8;margin-top:6px}
.band .btn-navy{font-size:1.1rem}

/* page hero (inner) */
.phero{background:var(--navy);color:#fff;padding:64px 0 60px;position:relative;overflow:hidden}
.phero .crumb{color:#9FB0CF;font-size:.92rem;margin-bottom:12px}
.phero .crumb a{text-decoration:none}
.phero p{color:#C9D3E6;max-width:40em;margin-top:16px;font-size:1.12rem}
.phero:after{content:"";position:absolute;right:-80px;top:-80px;width:340px;height:340px;border:40px solid rgba(255,91,31,.14);border-radius:50%}

/* forms */
.form{display:grid;gap:12px}
.form label{font-weight:600;font-size:.9rem;display:block}
.form input,.form select,.form textarea{display:block;width:100%;margin-top:5px;font:inherit;font-size:1rem;padding:12px 13px;border:1.5px solid var(--line);border-radius:4px;background:#fff;color:var(--ink)}
.form input:focus,.form select:focus,.form textarea:focus{outline:none;border-color:var(--navy)}
.form .two{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.form .invalid{border-color:#D3341A}
.form .err{color:#C3301A;font-size:.88rem;min-height:1.1em}
.ok{display:none;background:#E8F6EE;border-left:4px solid #1F8A4C;padding:14px 16px;border-radius:4px;color:#14532D}
.ok.show{display:block}

/* footer */
footer.site{background:var(--navy-2);color:#AEBBD3;padding:64px 0 26px;font-size:.95rem}
.fgrid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:36px}
footer.site h4{color:#fff;font-size:1.2rem;margin-bottom:12px}
footer.site ul{list-style:none;display:grid;gap:8px}
footer.site a{text-decoration:none}
footer.site a:hover{color:#fff}
footer .hot{display:inline-block;margin-top:16px;background:var(--orange);color:#fff;padding:10px 14px;border-radius:4px;font-weight:700}
.legal{border-top:1px solid rgba(255,255,255,.12);margin-top:44px;padding-top:20px;display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;font-size:.85rem}

@media (max-width:1060px){
  .nav ul,.nav .btn{display:none}
  .burger{display:block}
  .mnav{position:fixed;left:0;right:0;top:var(--hh,118px);background:var(--navy);padding:8px 20px 22px;flex-direction:column;z-index:59;border-top:1px solid rgba(255,255,255,.1)}
  .mnav.open{display:flex}
  .mnav a{color:#fff;text-decoration:none;padding:13px 0;border-bottom:1px solid rgba(255,255,255,.1);font-weight:600}
  .mnav .btn{margin-top:14px;border:0}
  .hero .wrap,.split{grid-template-columns:1fr}
  .tiles{grid-template-columns:1fr 1fr}
  .clock{grid-template-columns:1fr;gap:26px}
  .clock:before{display:none}
  .clock div{padding:0 0 0 18px;border-left:3px solid var(--orange)}
  .numbers{grid-template-columns:1fr 1fr}
  .numbers div:nth-child(2){border-right:0}
  .numbers div:nth-child(-n+2){border-bottom:1px solid var(--line)}
  .quotes{grid-template-columns:1fr}
  .fgrid{grid-template-columns:1fr 1fr}
}
@media (max-width:640px){
  body{font-size:16px}
  .wrap{width:calc(100% - 32px)}
  .alertbar .meta,.alertbar .long{display:none}
  .alertbar{font-size:.88rem}
  section.s{padding:68px 0}
  .hero .wrap{padding:40px 0 50px}
  .tiles{grid-template-columns:1fr}
  .tile{min-height:300px}
  .split img{height:300px}
  .dtab{font-size:.74rem;padding:12px 2px 10px}
  .dtab svg{width:22px;height:22px}
  .form .two{grid-template-columns:1fr}
  .fgrid{grid-template-columns:1fr}
  .numbers div{padding:20px}
  .numbers b{font-size:2.3rem}
}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important;scroll-behavior:auto!important}}
.clock.light p{color:var(--muted)}